Get to the root of smart financial decision-making!

Planting the seed is only the first step. Growing it into a healthy tree takes time, effort, and care. Similarly, to successfully plan your financial future, you need to be able to think critically and make smart decisions. Throughout the book, the author emphasizes critical thinking and decision-making. An introductory chapter develops strategies for effective decision-making. Students are encouraged to apply these strategies to the analysis of different types of financial problems thorughout the text. Other features of the book that reinforce this theme include:

 Learning By DoingThese short concept and application questions follow each subsection of chapter material and ask students to make “mini-decisions.” By making  actual recommendations for action in each topic area, students’ comfort level with making financial decisions will increase, and the quality of their decision-making skills will improve.


End-of-chapter problems and case applications––Theseexercises, which are all written by the author, include original and accessible conceptual, skill-building, and application problems. Complete solutions are included in the Instructor’s Manual. An end-of-part continuing case encourages review and integration of key concepts.