Annuities For Dummies

Part I: Annuities: A Blend of Insurance and Investment.

Chapter 1: Making Sense of Annuities.

Chapter 2: Using Annuities to Meet Retirement Challenges.

Chapter 3: Dissecting an Annuity.

Chapter 4: Weighing the Pros and Cons of Annuities.

Chapter 5: Deciding Whether an Annuity Is Right for You.

Part II: Identifying the Main Types of Annuities.

Chapter 6: Saving with Fixed Annuities.

Chapter 7: Experimenting with Index Annuities.

Chapter 8: Meeting the New Generationof Variable Annuities (VAs).

Chapter 9: Financing Your Retirement with an Income Annuity.

Chapter 10: Aging Gracefully with an ALDA.

Part III: Making the Most of Your Annuity.

Chapter 11: Structuring Your Annuity Correctly.

Chapter 12: Optimizing Your Variable Annuity (VA) Investments.

Chapter 13: Accessing, Escaping from, or Converting Your Annuity.

Chapter 14: The Taxing Side of Annuities.

Part IV: Navigating the Annuity Superstore.

Chapter 15: Getting Creative with Annuities.

Chapter 16: Going to Meet the (Sales) Representative.

Chapter 17: Avoiding Annuity Pitfalls.

Part V: The Part of Tens.

Chapter 18: Ten Essential Annuity Expressions.

Chapter 19: Ten Questions to Ask Before You Sign a Contract.

Chapter 20: Ten Factors that Determine Longevity.

Chapter 21: Ten Web Sources for More Annuity Information.

Appendix A: Key Research Sources.

Appendix B: Protection from Insurer Default.

Appendix C: General Rule for Pensions and Annuities.

Glossary.

Index.