WILLIAM BONNER is President and CEO of Agora Financial, one of the world's largest financial newsletter companies (www.agorafinancial.com). He is the creator of the Daily Reckoning (www.dailyreckoning.com), a financial newsletter with more than 500,000 readers in the United States, Great Britain, and Australia, and is translated daily into French, German, and Spanish. Mr. Bonner is also the author, with Addison Wiggin, of the international bestsellers Financial Reckoning Day (first edition) and Empire of Debt and coauthor of the bestselling Mobs, Messiahs, and Markets with political writer Lila Rajiva.

ADDISON WIGGIN is the Executive Publisher of Agora Financial (www.agorafinancial.com). He is the Executive Producer and a writer of the feature-length documentary film I.O.U.S.A., which was nominated for the Grand Jury Prize at the 2008 Sundance Film Festival and nominated for a 2009 Critics Choice Award. Mr. Wiggin is also the author, with William Bonner, of the international bestsellers Financial Reckoning Day (first edition) and Empire of Debt, and author of the bestselling The Demise of the Dollar . . . And Why It's Even Better for Your Investments.