CHRIS SKINNER is well-known for his regular columns on Finextra.com and in the Banker magazine, as well as for being a regular keynote at the world’s largest financial services conferences including SWIFT’s SIBOS, BAI in the USA, IIR in Europe and the Financial Times in the UK. When not on the circuit, Chris is Chief Executive of Balatro, a think tank on the future of financial services, and Chairman of the Financial Services Club, a UK-based group which meets regularly to debate the future of the financial markets. He is also Chairman of the Banker's Technology Awards; a Judge with the TradeTech Awards and the Asian Banker's Excellence in Retail Financial Services program; as well as a contributor to the World Economic Forum’s program focused upon the future of banking.  He lives in London, England, and can be found regularly at the world's airport lounges gathering views and news on banking worldwide.