ALDO SOPRANO is Managing Director, UniCredit Basel 2 project manager for Central and Eastern European countries. Previously he was Group Head of Operational Risk Management. A Graduate in Economics, he holds a Master in Finance. In his career he has also been responsible for market risk management, credit risk control, capital allocation and more recently Chief Risk Officer of UniCredit Kazakhstan. He is the author of several articles on risk management and was the Chairman of the International Institute of Finance’s Working Group on Operational Risk.

BERT CRIELAARD works in the Operational Risk Department of UniCredit (Holding) and is group-wide responsible for operational risk management in the Corporate, Private Banking and Asset Management business divisions. Previously he worked in the insurance and asset management industry in Italy and the Netherlands. He is (co-)author of articles on insurance in risk management.

FABIO PIACENZA is a senior quantitative analyst at UniCredit Group Operational Risk Management in Milan. Graduated in mathematics, he is author of several articles on operational risk related topics.

DANIELE RUSPANTINI works in UniCredit Group Milan in the Operational Risk Management team, graduated in mathematics, he is co author of articles on quantitative risk management.