About the authors.

Acknowledgements.

PART 1: OVERVIEW.

Chapter 1. The Principles of Lending and Lending Basics.

PART 2: ANALYSIS AND INTERPRETATION OF CREDIT RISK.

Chapter 2. Financial Statements Analysis.

Chapter 3. Credit Scoring Techniques.

Chapter 4. Credit Risk Analysis an Introduction.

PART 3: CONSUMER LENDING.

Chapter 5. Consumer Lending.

Chapter 6. Real Estate Lending.

Chapter 7. Security, Consumer Credit Legislation and Legal Aspects of Lending.

PART 4: CORPORATE AND BUSINESS LENDING.

Chapter 8. Corporate Lending.

Chapter 9. Small Business Lending.

Chapter 10. International Lending.

PART 5: ASSESSMENT AND MANAGEMENT OF RISK.

Chapter 11. Credit Risk Measurement and Management of the Loan Portfolio.

Chapter 12. Credit Risk from the Regulator's Perspective.

Chapter 13. Problem Loan Management.

PART 6: CURRENT ISSUES.

Chapter 14. Electronic Banking and Lending.

Chapter 15. Marketing of Loans.

Chapter 16. Future Directions.

PART 7: CASE STUDIES.

Case Study 1 - Boat Builders Pty Ltd.

Case Study 2 - Financial Analysis of Boat Builders Pty Ltd.

Case Study 3 - Orbital Engine Corporation Ltd.

Case Study 4 - Veterinary Clinic Pty Ltd.

Case Study 5- Credit Risk of Major Australian Banks.

Glossary.

Index.