Michael Graham is chairman of a Toronto-based investment counselling firm, a predecessor to which he founded in early 1998. He has held a variety of senior positions in a career of over 40 years in the Canadian investment industry. These have included Director of Research at Wood Gundy, Chairman of the Investment Strategy Committee at Dominion Securities Pitfield, Director of the Investor Support Group at Merrill Lynch Canada, and Director of Private Client Investing at Midland Walwyn. Michael is a long-standing contributing editor to The MoneyLetter and is also a columnist for Advocis ’ Forum magazine. He has made numerous radio and television appearances and is a frequent speaker to groups within the financial industry and to other organizations. Michael can be reached at mgraham@heathbridge.com.

Bryan Snelson is a Vice-President and Financial Advisor with a major North American investment firm and specializes in the needs of individual investors. Bryan has made countless presentations to groups of investors from all walks of life and is a frequent contributor to national and international newswire services. A lifelong lover of jazz music, he is the on-air financial commentator for the Toronto radio station JAZZ FM91. Bryan lives and works in Mississauga, Ontario. Bryan can be reached at Bryan@jazz.fm.