BIDYUT SEN is a Managing Director of Morgan Stanley & Co., Inc. where he is the global head of Structured Asset Management and a former co-head of the Worldwide Derivative Products Group. He has been a leading figure in derivative products and structured financing for more than a decade and is responsible for a number of innovations in that area.

GEORGE CRAWFORD is a lecturer at the Stanford Law School where he teaches derivatives and fiduciary investing to students and corporate directors at the Directors' College. His practical experience as an investor, and formerly as General Counsel of a public company, a White House staff member, and a Partner and the Firm Chairman of the Private Capital Section at Jones, Day, Reavis & Pogue, complement his academic perspective as a Stanford teacher, Hoover Institution Research Fellow, Fiduciary Foundation Director, and former Harvard Law Review President and Law Clerk to U.S. Supreme Court Justice Byron White.