NELLIE S. HUANG joined SmartMoney in 1993 as a staff reporter, researching everything from investment features to narrative stories about adoption and retirees who d lost their shirts in IBM stock. Soon she shifted to covering real estate for the magazine and climbed steadily up the ranks to senior writer. Over the past five years, she has focused entirely on investment pieces, picking stocks and mutual funds for the magazine and profiling money managers. She is the coauthor of The SmartMoney Stock Picker s Bible (Wiley).

PETER FINCH is Editor in Chief of SmartMoney, a position he has held since January 1, 2001. Finch joined SmartMoney in the fall of 1992, shortly after the magazine s debut. Starting as articles editor, he helped originate and shape many of SmartMoney s most popular features, including its signature "Ten Things" consumer column. In 1995 Finch was promoted to executive editor and in 1999 he became editor, taking over day-to-day operations of the magazine. He is also the coauthor of How to Raise Kids Without Going Broke and The SmartMoney Stock Picker s Bible (Wiley).