Sandra Foster is one of Canada's leading experts on personal finance and the issues facing the financial services industry. She is also widely recognized as an expert on wealth management, estate planning, and retirement.

She is a sought-after speaker at consumer events and industry conferences, a regular contributor to Advisor's Edge, and author of two national bestsellers, You Can't Take It With You: The Common-Sense Guide to Estate Planning for Canadians (over 85,000 copies sold) and Make the Most of What You've Got: The Canadian Guide to Managing Retirement Income.

Ms. Foster is the founder of CaratConnect, a Toronto-based financial services consulting firm. Her comments and advice have appeared in The Globe and Mail, The Financial Post, The Toronto Star, Advisor's Edge, Investment Executive, The Washington Post, Maclean's, and more. She is also a frequent guest on TV and radio, including The National, CBC Newsworld's The Money Show, ROBtv, and More to Life.

Ms. Foster holds the following designations: Certified Financial Planner (CFP), Certified Investment Manager (CIM), Registered Financial Planner (RFP), Certified Human Resource Professional (CHRP), Trust and Estate Practitioner (TEP), Fellow, Canadian Securities Institute (FCSI). She is currently a member of the Editorial Advisory Board for Advisor's Edge magazine, the Canadian Journal of Financial Planning (CAFP), and a judge for the 2000 Advisor's Edge Advisor of the Year Awards. 

Sandra Foster is listed in the Who's Who of Canadian Business and is the recipient of the 1998 CAFP Multi-Media Award. Sandra previously served as vice-president of a major financial advisory firm where she developed a successful financial advisory practice from 1993 to 1999, working with high net-worth families, entrepreneurs, and executives.