Love and Money: A Life Guide For Financial Success
-Josh, regular reader of Opdyke's "Love & Money" column, Florida
Real answers to real questions about money and relationships:
* I have too much debt and my credit isn't very good. How can I fix my financial problems? And how do I break the news to my boyfriend?
* How do I teach my kids the value of money, when my parents shower them with expensive gifts?
* My wife makes more money than I do, does that give her a greater voice in our financial decisions? Are we still equal?
* How much should I give my child in allowance? And will it really help him learn the value of a dollar?
* We want to have our first baby, but we don't know if we can afford it yet. How much money do we really need to have in the bank?
If you're like most people, you're struggling with questions like these. Whether we like it or not, money makes a big difference in the choices we make and the lives we lead. Unresolved questions about money can put unwanted stress on even the healthiest relationships-between spouses, between parents and children, and even between friends. In Love & Money, columnist Jeff Opdyke offers practical personal finance advice, as well as strategies for dealing with touchy financial topics-so that money doesn't end up costing you something even more valuable.
STAGE ONE: THE FORMATIVE YEARS: FINANCIAL FUNDAMENTALS.
Chapter 1. Budgets are Like Diets—Everyone Cheats: Developing a Spending Plan.
Chapter 2. Are We What We Owe? Controlling Debt.
Chapter 3. Small Change is Real Money: Managing Your Spending.
Chapter 4. Emergency Savings: Preparing for the Unexpected Costs of Life.
STAGE TWO: THE EARLY YEARS: BUILDING A LIFE TOGETHER.
Chapter 5. Speak Now or...Forever You'll Regret It: Gauging Financial Compatibility.
Chapter 6. The Perils of His and Hers Accounts: Merging Finances.
Chapter 7. Money Laundering: Curtailing Surreptitious Spending.
Chapter 8. Does Money Equal Power in a Marriage? Balancing the Salary Equation.
STAGE THREE: THE KIDDIE YEARS: BIG DOLLARS FOR LITTLE PEOPLE.
Chapter 9. Having Children: Evaluating the Financial Implications.
Chapter 10. "All My Friends Have One!" Ma naging Kids and Their Material Wants.
Chapter 11. From Allowance to Summer Jobs: Teaching Kids About Earning Dollars.
Chapter 12. Speaking in Code: Understanding Your Messages About Money.
STAGE FOUR: THE MIDDLE YEARS: REEVALUATING YOUR LIFE.
Chapter 13. On e Income or Two? Making a Choice About Lifestyle.
Chapter 14. The Trials of Being the Trailing Spouse: Following Your Dreams.
Chapter 15. You Take Paris … I’ll Take Vietnam: When Vacation Desires Diverge.
Chapter 16. When Financial Incompatibilities Arise: The Art of the Compromise.
STAGE FIVE: THE LATER YEARS: PLANNING THE FUTURE.
Chapter 17. Retirement, Part I: Obsessing About Your Future.
Chapter 18. Retirement, Part II: Making Sure Your Dreams are in Sync.
Chapter 19. College Savings 101: Pass or Fail.
Chapter 20. When Parents Need Money: Deciding When You Can You Say No.