The One Page Financial Plan: Everything You Need to Successfully Manage Your Money and Invest for Wealth Creation
August 2013, Wrightbooks
In The One Page Financial Plan, CEO and financial advisor Sam Henderson gives you a straightforward process for tailoring a financial plan that meets all your goals and needs. In fact, everything you need to comprehensively manage your money and create wealth can fit on one page.
A comprehensive, step-by-step handbook for getting the most out of your money, The One Page Financial Plan is the perfect tool for managing your assets effectively, whether you're a young person just starting out, or an experienced professional preparing for retirement. You'll learn to manage your money, navigate tax laws, plan for the future, and much more—all in the easiest manner you can imagine.
- Offers simple, straightforward financial planning advice appropriate for anyone at any age
- Written by Sam Henderson, CEO and Senior Financial Adviser at Henderson Maxwell
- Includes the latest advice on money management and wealth creation
Whether you're 26 or 62, you shouldn’t wait to take care of your money and plan for the future. The One Page Financial Plan makes taking control of finances as easy as one, two, three.
About the author iv
Introduction: your personal financial revolution v
1 Taking the first steps 1
2 Increase your income and make the most of your salary 23
3 Legally reduce your tax 36
4 Asset classes and portfolio construction 48
5 Property investment is easy 78
6 Shares for intelligent investors 110
7 Boost your super and reduce your tax 137
8 Self managed super funds (SMSFs) 168
9 Borrowing money to make money 184
10 Risk management and insurance 204
11 Centrelink and social security 219
12 Aged care 239
13 Estate planning 253
14 Twelve strategies to instantly boost your wealth 267
15 Completing your one-page financial plan 296
16 Your next steps: advice or DIY? 316
Sam Henderson is CEO and Senior Financial Advisor at Henderson Maxwell, a multi-award winning, independently owned financial advisory firm with clients across Australia. Sam is the financial expert on Network Ten’s The Project, and can be seen as the host of Foxtel’s Sky News Business program Your Money, Your Call every Friday. Sam contributes to print media including Money magazine and The Australian Financial Review, and is a regular keynote speaker for the Australian Securities Exchange (ASX) and at retirement expos around Australia.
Visit www.samhenderson.com.au or follow Sam on Twitter @henderson_sam.
Are you a part of the 80% of Australian couples that fight over money? Between paying off debt, putting enough aside for retirement, as well as covering bills and every-day living expenses, it’s no wonder that managing money becomes a source of conflict and stress for many Australians. But the good news is that you can avoid stress and conflict with the right information and a plan in place to create a secure financial future.
In The One Page Financial Plan, author and award-winning Financial Advisor Sam Henderson provides a simple, straightforward process for tailoring a financial plan that meets all your goals and needs, regardless of what your stage of life you’re at. Not only will this book help simplify the complex topics of shares, property, super, borrowing to invest, estate planning and insurance, it will provide you with a practical template to outline your financial plan in a single page!
This is the most up-to-date, comprehensive guide book to financial planning on the market and it’s guaranteed to help you get the most out of your money. Whether you're a young person just starting out, or an experienced professional preparing for retirement, you'll learn to manage your money, navigate tax laws, plan for the future, and much more—all in the easiest manner you can imagine.
Inside you’ll learn how to:
- Manage your money more successfully
- Structure your investment portfolio
- Navigate tax laws
- Plan your income for retirement (including a whole chapter dedicated to SMSFs)
“With a reported $1 trillion retirement savings gap in Australia, the need to better manage your finances has never been more urgent. The One Page Financial Plan is a comprehensive guide book and financial planning tool allowing you step off the ‘Money-Go-Round’ sooner and achieve your financial goals faster,” said author Sam Henderson.
Managing your money and creating wealth has never been so simple and straightforward. The One Page Financial Plan steps you through the process of creating a winning plan tailored to your needs. So why pay for financial advice when you can do it yourself? Taking control of finances as easy as one, two, three!