Millions of Canadians are covered by pension plans in one form or anotherwhether
that's CPP, a company plan, or personal RRSPs. But pensions are the benefit
least understood by employees. They're confusing and complex, but understanding
pensions is crucial to every Canadian's financial security in retirement.
The Pension Puzzle is a true "owner's manual" for anyone
with a pension plan:
Explains what pensions are; how all the different types work; how
government, employer plans, and RRSPs fit together; and how to determine
the value of your employer's plan.
Shows you how to determine how much income you'll need in retirement;
how much government benefits and employer plans will provide for you;
and how aggressive you have to be with your own RRSP investments to
supplement these other plans.
Helps you make sound decisions about your pension plan and how it
affects your financial future, whether you're planning your retirement,
changing jobs, handling a divorce, or making decisions about early
Includes practical forms and worksheets, tips, and examples.
The Pension Puzzle is not just for those about to retire. It's
for every working Canadian who needs to make decisions about their pension
plan and how it affects their financial future.