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Investing in Your 20s and 30s For Dummies

Investing in Your 20s and 30s For Dummies

ISBN: 978-1-119-29661-4

May 2016

264 pages


Product not available for purchase


Investing in Your 20s & 30s For Dummies (9781119293415) was previously published as Investing in Your 20s & 30s For Dummies (9781118411230). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product.

The easy way to make sense of investing when you're just starting out

Today's 20- and 30-somethings have witnessed a miserable investment market during most, if not all, of their adult lives. But going forward, the opposite is more likely to be true. In order to build a retirement portfolio that is capable of covering expenses in your golden years, it is necessary to start saving and investing while you are young. Investing in Your 20s & 30s For Dummies offers investment advice for taking the first steps as you star out on your own earning a livable income.

Investing in your 20s & 30s For Dummies cuts to the chase by providing emerging professionals, like yourself, the targeted investment advice that you need to establish your own unique investment style. Covering everything from evaluating assets and managing risk to demystifying what the phrase ""diversifying your portfolio"" really means, this guide offers expert investment advice that you shouldn't be without.

  • Helps you determine your investment timeline and goals
  • Offers plain-English explanations of investment lingo
  • Includes tips for investing while having debt
  • Guidance on where and when to seek investment advice

If you're in your 20s or 30s, the sooner you're investing, the more time you have to compound your returns and grow your portfolio. So what are you waiting for?

Introduction 1

Part 1: Understanding Investing Terms and Concepts 7

CHAPTER 1: Making Sense of Your Investing Options 9

CHAPTER 2: Using Investments to Accomplish Your Goals 21

CHAPTER 3: Setting Your Return Expectations 35

CHAPTER 4: Minimizing Your Taxes When Investing 45

Part 2: Preparing Your Investing Foundation 57

CHAPTER 5: Laying Out Your Financial Plans 59

CHAPTER 6: Starting Out with Bank and Credit Union Accounts 77

CHAPTER 7: Managing Money Market Funds 91

Part 3: Beginning Investments 105

CHAPTER 8: Getting Your Slice of Capitalism with Stocks 107

CHAPTER 9: Securing Investment Income and Principal with Bonds 127

CHAPTER 10: Investing in Funds: Mutual Funds and Exchange-Traded Funds 143

Part 4: Advanced Investments 169

CHAPTER 11: Seeking Shelter and Appreciation in Real Estate 171

CHAPTER 12: Taking Your Talents to the Small-Business Arena 193

CHAPTER 13: Exploring Other Investment Vehicles 207

Part 5: The Part of Tens 217

CHAPTER 14: Ten Things to Know about Investing Resources 219

CHAPTER 15: Ten Essential Tips for Investing Success 227

Index 233