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Managing Debt For Dummies

Managing Debt For Dummies

John Ventura , Mary Reed

ISBN: 978-1-118-06815-1

Apr 2011

312 pages

$11.99

Description

If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to:
  • Distinguish between good and bad debt
  • Go on a “debt diet” to get back into financial shape
  • Start a filing system to track debt and protect life after debt
  • Adopt a smart spending regimen
  • Increase your income
  • Consolidate your debt
  • Decide which bills to pay when you can’t pay them all
  • Use credit cards responsibly

You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

Introduction.

Part I: Getting a Grip on Your Finances.

Chapter 1: The Basics of Managing Too Much Debt.

Chapter 2: Facing Financial Facts.

Chapter 3: Adopting an Attitude for Success.

Part II: Going on a Debt Diet.

Chapter 4: Building a Budget.

Chapter 5: Slashing Your Spending and Making More Money.

Chapter 6: Negotiating with Your Creditors.

Chapter 7: Consolidating Your Debts.

Chapter 8: Using Credit Counseling to Get a Grip on Your Finances.

Chapter 9: Dealing with Debt Collectors.

Part III: Tackling Your High-Stake Debts.

Chapter 10: Managing Your Past-Due Mortgage.

Chapter 11: Keeping Your Wheels on the Road.

Chapter 12: Avoiding an Eviction and the Loss of Your Utilities.

Chapter 13: Handling Medical Bills and Child Support Obligations.

Chapter 14: Catching Up on Your Federal Taxes.

Chapter 15: Taking Responsibility for Your Federal Student Loan.

Part IV: Avoiding Debt Problems down the Road.

Chapter 16: Getting Good Credit Back.

Chapter 17: Life after Too Much Debt: Staying on Track.

Part V: The Part of Tens.

Chapter 18: Ten Great Resources for Dealing with Debt.

Chapter 19: Ten Debt Don’ts.

Index.