Skip to main content

Personal Finance, 2nd Edition

E-Book

$96.00

Product not available for purchase

Personal Finance, 2nd Edition

Vickie L. Bajtelsmit

ISBN: 978-1-119-59243-3 October 2019 425 Pages

E-Book Rental (120 Days)
$26.00
E-Book Rental (150 Days)
$29.00
E-Book
$96.00
Download Product Flyer

Download Product Flyer

Download Product Flyer is to download PDF in new tab. This is a dummy description. Download Product Flyer is to download PDF in new tab. This is a dummy description. Download Product Flyer is to download PDF in new tab. This is a dummy description. Download Product Flyer is to download PDF in new tab. This is a dummy description.

Description

Personal Finance, 2nd Edition offers essential skills and knowledge that will set students on the road to lifelong financial wellness. By focusing on real-world decision making, Bajtlesmit engages a diverse student population by helping them make personal connections that can immediately impact their current financial situations. Using a conversational writing style, relatable examples and up-to-date coverage on important topics like student debt, students gain the knowledge they need to avoid early financial mistakes. By the end of the course, students have identified their goals and developed the problem-solving skills they need to build on as they progress to the next stages of life.

1 The Financial Planning Process

2 Financial Planning Tools: Personal Financial Statements and the Time Value of Money

3 Budgeting and Cash Management

4 Tax Planning

5 Managing Consumer Credit: Credit Cards and Consumer Loans

6 Making Automobile and Housing Decisions

7 Insuring Cars and Homes

8 Life Insurance and Long-Term Care Planning

9 Employee Benefits: Health, Disability, and Retirement Plans

10 Savings for Distant Goals: Retirement and Education Funding

11 The Fundamentals of Investing

12 Investing in Stocks and Bonds

13 Investing in Mutual Funds and Real Estate

14 Estate Planning

  • NEW topics have been added including education financing, mobile payments, and cryptocurrency to engage today’s students.
  • The text has been updated to reflect tax law changes.
  • Feature Story: Each chapter begins with a short vignette about a personal finance decision or challenge, meant to help students see the relevance of the chapter content.
  • Reflection Questions: Particularly useful for flipped classrooms, Reflection Questions interspersed throughout the text encourage students to reflect on their own financial situations.
  • Case Studies: Each chapter includes one or more realistic mini-cases about a personal finance decision for an individual or family, with a detailed solution and discussion. These allow students to practice applying their new conceptual and analytical knowledge to real-world problems.
  • Ethics in Action: There are many areas of personal finance where consumers may be taken advantage of or where they have to make difficult tradeoffs. Ethics in Action boxes present relevant ethical issues and discuss the various sides of these issues. Examples include payday loans (Chapter 5) and dog bite liability (Chapter 7).