About the Author
HOWARD S. DVORKIN, CPA, is the founder of Consolidated Credit, an organization that has helped more than 5 million people over the last twenty years. He has helped thousands of individuals face and overcome devastating financial hardships and avoid personal bankruptcy. Mr. Dvorkin also is a personal finance columnist for Fox Business News online, and he has been interviewed about debt and personal finance by the Wall Street Journal, the New York Times, Fortune, Entrepreneur, American Banker, Investor's Business Daily, Good Housekeeping, Better Homes and Gardens, Family Circle, and more. He has also been a guest on countless national and local television and radio outlets, including CBS Evening News, The Early Show, ABC World News, and CNN.