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Social Security For Dummies, 2nd Edition

Social Security For Dummies, 2nd Edition

ISBN: 978-1-119-29333-0

Jun 2016

336 pages


Social Security For Dummies, 2nd Edition (9781119293330) was previously published as Social Security For Dummies, 2nd Edition (9781118967560). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product.

Praise for Social Security For Dummies:

"Social Security for Dummies is a must read for people of any age who want a comfortable retirement. Jonathan Peterson does a great job of explaining this complicated system and helps you understand how to get the most from the benefits you've earned. The difference between a smart claiming strategy and a dumb one can cost you hundreds of thousands of dollars, so you'll want to invest in this book."
Liz Weston, personal finance columnist and author of The 10 Commandments of Money

"This is your go-to book on Social Security. Chock-full of useful tips, easy to use, and well organized, it answers all your questions about Social Security."
Steve Vernon, author of Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck and CBS MoneyWatch commentator

"Social Security for Dummies is indispensable for anyone who wants to get the best possible deal from Social Security—and that means all of us, young and old, because everyone will need Social Security benefits in this era of disappearing pensions and dwindling savings. Strategies for single people, for married couples, for survivors, for divorced people: You can find expert advice on all these subjects and more in this easy-to-understand guide to a very complex subject."
 Bob Rosenblatt, editor of and Senior Fellow at the National Academy of Social Insurance

About the book:

Take the mystery out of Social Security and maximize your benefits when you retire

Social Security For Dummies is the definitive resource to navigating the often-complex world of Social Security retirement benefits and the U.S. Social Security Administration. If you're nearing retirement age, or assisting someone who is, this guide will show you how to avoid common pitfalls, determine when you should claim your benefits, and figure out how much you can expect to receive each month.

This newest edition provides updates to relevant dates and resources as well as an in-depth look at policy changes that will affect those about to retire. Packed with information that will help you make decisions that will maximize your financial well-being, this great resource makes it easy to understand everything you need to know quickly and easily.

  • Understand new Social Security Administration policies and what they mean for you
  • Determine how to incorporate Social Security into your overall retirement plan
  • Get answers to common questions
  • Find resources to use when you're stumped

With Social Security For Dummies, you can take charge of your retirement and successfully navigate the U.S. Social Security Administration.

Introduction 1

Part 1: Getting Started with Social Security 5

CHAPTER 1: What Social Security Is and Why You Need It 7

CHAPTER 2: A Breakdown of Benefits 19

CHAPTER 3: Deciding When to Start Collecting Retirement Benefits 39

CHAPTER 4: Protecting Your Number and Securing Your Card 57

Part 2: Taking the Plunge: Filing for Social Security 71

CHAPTER 5: Signing Up for Benefits 73

CHAPTER 6: Determining How Much You’ve Earned 87

CHAPTER 7: Navigating the System 95

CHAPTER 8: When You and Social Security Disagree: The Appeals Process 119

Part 3: Who Benefits and When 137

CHAPTER 9: Spousal Benefits: Watching Out for Each Other 139

CHAPTER 10: Family Benefits: Who Gets What 155

CHAPTER 11: When You Can’t Work: Social Security Disability Benefits 171

Part 4: Social Security and Your Future 197

CHAPTER 12: Enrolling in Medicare 199

CHAPTER 13: Working in “Retirement” 219

CHAPTER 14: Shaping a Financial Future You Can Live With 239

Part 5: The Part of Tens 251

CHAPTER 15: Ten Myths about Social Security 253

CHAPTER 16: Ten Reasons Young People Should Care about Social Security 263

CHAPTER 17: Ten Choices Facing the Country about the Future of Social Security 271

Part 6: Appendixes 279

APPENDIX A: Glossary 281

APPENDIX B: Resources 289

APPENDIX C: Strengthening Social Security 295

Index 299