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Sorting Out Your Finances For Dummies, 2nd Edition



Sorting Out Your Finances For Dummies, 2nd Edition

Melanie Bien

ISBN: 978-1-119-99822-8 February 2011 316 Pages


Being good with money is about getting into good habits and understanding the choices you make.  Fully updated to cover the latest financial trends and developments, this book gives you the confidence to plot where your money goes, to know your limits, and to choose the right financial products for a wealthier future.

It will help you learn how to analyse your financial situation, isolate problem areas, properly structure your debt, investments and retirement plans, and adopt good money habits whatever your age or financial situation. Once you’ve sorted out your finances you’ll get much more pleasure from the money you spend and the money you save.

Discover how to:

  • Make your salary go further
  • Set financial goals and reach them
  • Get out of debt
  • Start an investment portfolio
  • Prepare for the unexpected

Part I: Organising Your Finances.

Chapter 1: Exploring the Basics.

Chapter 2: Taking Stock of Your Financial Goals and Seeking Advice.

Chapter 3: Choosing the Best Current Account for You.

Chapter 4: Guarding Against the Unknown: Insurance.

Part II: Dealing with Debt.

Chapter 5: Seeing Red: Tackling Your Overdraft.

Chapter 6: Flexing the Plastic: Choosing a Credit Card.

Chapter 7: Navigating Personal Loans.

Chapter 8: Avoiding Credit Nasties and Getting Out of Debt.

Part III: Building Up Savings and Investments.

Chapter 9: Saving for a Rainy Day.

Chapter 10: Making the Most of Tax-Free Savings and Investments.

Chapter 11: Building Up an Investment Portfolio.

Chapter 12: Finding Safety in Numbers with Collective Funds.

Chapter 13: DIY Investing: Opting for Shares.

Chapter 14: Safe as Houses: Choosing a Mortgage.

Part IV: Taking Care of the Future.

Chapter 15: Planning for Retirement and Beyond.

Chapter 16: Getting to Grips with Company Pensions.

Chapter 17: Examining Personal Pensions and Stakeholder Schemes.

Chapter 18: Coping in Retirement.

Part V: The Part of Tens.

Chapter 19: Ten Tips to Get Out of Debt and Save Cash.

Chapter 20: Coping with Ten Events Life May Throw at You.

Chapter 21: Ten Golden Rules for Sorting Out Your Finances.

Appendix: Resources.