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The Bogleheads' Guide to Retirement Planning

The Bogleheads' Guide to Retirement Planning

Taylor Larimore, Mel Lindauer, Richard A. Ferri, Laura F. Dogu, John C. Bogle (Foreword by)

ISBN: 978-0-470-91901-9

Feb 2011

400 pages

In Stock

$16.95

Description

The Bogleheads are back-with retirement planning advice for those who need it!

Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.

Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor.

  • Explains the different types of savings accounts and retirement plans
  • Offers insights on managing and funding your retirement accounts
  • Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle
  • Addresses essential estate planning and gifting issues

With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

FOREWORD BY JOHN C. BOGLE XI I I

PREFACE xix

ACKNOWLEDGMENTS xxix

PART I THE BASICS

CHAPTER 1 THE RETIREMENT PLANNING PROCESS BY THOMAS L. ROMENS 3

CHAPTER 2 UNDERSTANDING TAXES BY NORMAN S. JANOFF 21

PART II SAVINGS ACCOUNTS AND RETIREMENT PLANS

CHAPTER 3 INDIVIDUAL TAXABLE SAVINGS ACCOUNTS BY DAN KOHN 35

CHAPTER 4 INDIVIDUAL RETIREMENT ARRANGEMENTS BY JIM DAHLE 47

CHAPTER 5 DEFINED BENEFIT EMPLOYER RETIREMENT ACCOUNT BY THE FINANCE BUFF 61

CHAPTER 6 DEFINED CONTRIBUTION PLANS BY DAN KOHN 77

CHAPTER 7 SINGLE-PREMIUM IMMEDIATE ANNUITIES BY DAN SMITH 91

PART III MANAGING YOUR RETIREMENT ACCOUNTS

CHAPTER 8 BASIC INVESTING PRINCIPLES BY BOB DAVIS 119

CHAPTER 9 INVESTING FOR RETIREMENT BY DAVID GRABINER AND ALEX FRAKT 135

CHAPTER 10 FUNDING YOUR RETIREMENT ACCOUNTS BY DAVID GRABINER AND IAN FORSYTHE 151

PART IV THE RETIREMENT PAYOFF

CHAPTER 11 UNDERSTANDING SOCIAL SECURITY BY DICK SCHREITMUELLER 169

CHAPTER 12 WITHDRAWAL STRATEGIES BY CAROL TOMKOVICH 187

CHAPTER 13 EARLY RETIREMENT BY JEFF MCCOMAS 201

PART V PROTECTING YOUR ASSETS

CHAPTER 14 INCOME REPLACEMENT BY LEE E. MARSHALL 221

CHAPTER 15 HEALTH INSURANCE BY LEE E. MARSHALL 239

CHAPTER 16 ESSENTIALS OF ESTATE PLANNING BY ROBERT A. STERMER 255

CHAPTER 17 ESTATE AND GIFT TAXES BY ROBERT A. STERMER 273

PART VI FINDING GOOD ADVICE WHEN YOU NEED IT

CHAPTER 18 SEEKING HELP FROM PROFESSIONALS BY DALE C. MALEY AND LAUREN VIGNEC 285

CHAPTER 19 DIVORCE AND OTHER FINANCIAL DISASTERS BY DAVID RANKINE 303

CHAPTER 20 MEET THE BOGLEHEADS BY TAYLOR LARIMORE AND MEL LINDAUER 315

APPENDIX I: PEARLS OF WISDOM 327

APPENDIX II: RECOMMENDED READING 333

GLOSSARY 337

ABOUT THE EDITORS 351

INDEX 355